subscribe

Excess Liability

Umbrella Policy for Your Tennessee Business

You must protect your customers from potential injury – your financial security can be put at risk if you are legally liable for damage to someone’s property or if someone is injured as a result of your business operation. No matter how thoroughly you have been trained in your line of business, you are not fully protected unless you have liability insurance.


Umbrella Liability Insurance For Your Business

Commercial Liability Insurance

Umbrella policies offer additional protection for catastrophes, unusual exposures, and additional liability limits beyond underlying insurance coverages.

  • High limits – Affordable protection of $1,000,000 or more for each occurrence in excess of the underlying insurance.
  • Broad coverage – Protection goes beyond the scope of limits provided by the underlying coverage.
  • Legal costs in addition to limits – Legal defense costs are covered in addition to the umbrella limits of liability.
  • Legal defense from the first dollar – If the underlying policy does not provide this protection, legal defense and settlement costs are covered from the first dollar.

 

Umbrellas Can Also Include:

  • Coverage for tenants’ property damage liability
  • Medical Payments
  • Expanded Fire Damage – Coverage is extended to apply not only as a result of fire, but also explosion, release of smoke from an unfriendly fire, or sprinkler leakage incidents
  • Coverage is provided for additional insureds when required by written contract
  • Extended Property Damage – coverage is provided for bodily injury and property damage resulting from the use of reasonable force to protect persons or property
  • Additional insured status is extended to employees who provide professional health services when this exposure is incidental

Our umbrella policies can be designed to meet your specific needs for a well-rounded business insurance program.



Quote ME Now

 





Contact

Ivy Insurance
7101 Sharondale, Suite 700
Brentwood, TN 37027

Office Hours: M-F 8am-5pm
Tel: (615) 678-8278
Fax: (615) 678-8284
Email: email@nullivy-insurance.com

Site Translator


Recent Posts

The Holiday's may be over and Valentine’s Day is approaching, and while it may be cold outside love is still in the air. Well, love and a few other things [...more]
VIEW THIS POST → Have New Jewelry in the House? Protect it!

A personal umbrella policy is sometimes misunderstood. That's unfortunate because the personal umbrella is an insurance "best buy". It is inexpensive and does its job well. Let's take a look [...more]
VIEW THIS POST → Personal Umbrella – The Ultimate Armor for Today’s World

With winter weather affecting us all in our attempts to remain comfortable, it's also the time of year which presents the greatest risk for an invisible threat. Carbon monoxide is [...more]
VIEW THIS POST → Protect Your Family From the Dangers of Carbon Monoxide

Halloween is an exciting time of year for kids, and to help ensure they have a safe holiday, here are some tips from the American Academy of Pediatrics (AAP). All Dressed [...more]
VIEW THIS POST → Halloween Safety Tips

7 Tips for Fall Fun Safety There's perhaps nothing that more embodies fall than heading down to the local pumpkin patch. You can pick out the perfect gourd for carving, [...more]
VIEW THIS POST → Stay Safe On That Hayride

Post Archives


Subscribe For Updates

Don't Miss It: Signup for our e-list and we'll automatically send you occasional updates about new items posted to our site.

When signing up you will initially receive a confirmation email requiring your approval to complete the registration. Our strict privacy policy keeps your email address 100% safe & secure.