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Tennessee Business Insurance

Business insurance that protects what you've built

Running a business takes everything you’ve got. Protecting it shouldn’t. As an independent agency, Ivy Insurance compares coverage from multiple top-rated insurance companies to build a program that fits your operations, your risks and your budget, so you can get back to growing.

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Personal & Business Insurance

Insurance That's Friendly, Fast & Easy

Briefly working together, we'll get you the protection you request at a great price

Licensed In the Following State: Tennessee

Insurance coverage cannot be bound or changed via submission of any online form/application provided on this site. No binder, insurance policy, change, addition, and/or deletion to insurance coverage goes into effect unless and until confirmed directly by a licensed agent.

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Since 2009

Protecting local businesses

Many carriers

Compared side by side, for you

One agency

For your business, auto, home and life

For a quote or a full risk review

Why business owners choose us

An insurance partner who understands small business

Every business faces different risks. We take the time to learn how you operate, then shop the insurance companies we represent to find coverage that protects your bottom line.

We shop, you save

We compare commercial policies from multiple companies, so you get strong protection at a competitive price without the legwork.

Coverage built for your industry

Contractors, retailers, offices, restaurants and service businesses all face different risks. We tailor your coverage to the work you actually do.

Service that keeps you moving

Need a certificate of insurance, a vehicle added or help with a claim? You get fast, friendly service from a local team that knows your account.

Coverage explained

Coverage that keeps your business running

We’ll help you build a complete program with the right limits for your operations, your people and your property.

Business owners policy (BOP)

Bundles property and general liability coverage into one cost-effective package for many small and mid-sized businesses.

General liability

Protects against claims of bodily injury, property damage and advertising injury arising from your business operations.

Commercial property

Covers your building, equipment, inventory and furniture against fire, theft, storms and other covered losses.

Workers' compensation

Pays medical bills and lost wages for employees injured on the job, and helps protect your business from related lawsuits.

Commercial auto

Insures the cars, trucks and vans your business owns or uses, with liability and physical damage protection.

Umbrella and specialty coverage

Adds extra liability limits, plus professional liability, cyber and other coverage for the risks unique to your business.

Coverage descriptions are general summaries. Your policy documents govern the actual coverage, limits and exclusions.

The right coverage today can keep one bad day from closing your doors.

Advice from our licensed agents

Protect your bottom line

Is your business insured for the risks you face today?

Businesses change. You hire, buy equipment, add vehicles and take on new contracts, and coverage that fit a few years ago may leave dangerous gaps now. We’ll review your policies, limits and contract requirements, so you’re protected as you grow.

Get My Business Review

Built around your business

Who we help protect

From sole proprietors to growing companies with employees and fleets, we match each business with insurance companies that understand its industry.

Commercial auto insurance

Contractors and trades
Retail stores and shops
Offices and professional services
Restaurants and food service
Landscaping and lawn care
Auto repair and service
Property owners and landlords
Nonprofits and organizations

Coverage availability varies by insurance company and type of business.

How it works

Your business coverage in four easy steps

No pressure and no runaround. Just a simple process that fits your schedule.

Tell us about your business

Share a few details about your operations, employees, vehicles and property online or by phone.

We shop the market

We compare coverage and pricing from the insurance companies we represent.

Review your options

A licensed agent walks you through your best choices, explains every coverage and answers your questions.

Get back to business

Choose your coverage and we’ll handle the paperwork, certificates and ongoing service.

Questions, answered

Business insurance FAQs

What insurance does my business need?

It depends on your industry, size, contracts and whether you have employees or vehicles. Most businesses start with general liability and property coverage, then add workers’ compensation, commercial auto and other policies as needed.

What is a business owners policy (BOP)?

A BOP combines general liability and commercial property coverage into one package, often at a lower cost than buying each separately. Many small businesses qualify.

Do I need workers' compensation insurance?

Most states require it once you have employees, though the rules vary. We’ll explain the requirements that apply to your business.

How fast can I get a certificate of insurance?

Just ask. Once your coverage is in place, we can issue certificates for your clients, landlords and general contractors quickly.

Let’s get started

Ready to protect your business for less?

Get a free, no-obligation business insurance quote from Ivy Insurance today. Tell us about your business, and a friendly local agent will take it from there.